Karina Hutchins2

Karina Hutchins

Principle Lead
UK Finance

As the Principal lead for Later Life Lending within the UK Finance Mortgage Policy team, Karina is the voice for approximately 120 mortgage lenders. UK Finance is a centre of trust, expertise and collaboration at the heart of financial services. Championing a thriving sector and building a better society.

Previously, for over a decade, Karina worked as a qualified mortgage broker within estate agency, a national brokerage, and finally as Head of Mortgages for a fintech. She is passionate about reducing barriers within the mortgage industry and producing good customer outcomes.

A sought-after spokesperson, she has featured live on BBC News, national radio and numerous industry events. She has been recognised as one of Mortgage Introducer’s ‘Elite Women’ in 2023 and 2025.